Baselane Checking accounts include limits for deposits, withdrawals, and transfers based on your checking tier. All Baselane banking accounts opened are defaulted to the Standard Checking Tier.
For full details on account rules and limits, you can review the Baselane Deposit Account Agreement.
This article provides an overview of the deposit and withdrawal limits for each tier and explains how High-Limit eligibility works.
In this article, we will cover
Deposit and Withdrawal Limits
| Category | Standard Tier | High-Limit Tier |
|---|---|---|
| Direct Deposits | No limits | No limits |
| ACH Transfers Inbound (completed on Baselane) | $25,000/day $100,000/month |
$50,000/day $100,000/month |
| Internal Transfers (Baselane ↔ Baselane) | No limits | No limits |
| Inbound Domestic Wires | No limits | No limits |
| Cash Deposits (Allpoint ATMs) | $1,000/transaction $2,000/day |
$1,000/transaction $2,000/day |
| Mobile Check Deposits | $10,000/day $25,000/month |
$50,000/day $200,000/month |
| ACH Withdrawals (Outgoing) | $25,000/day $100,000/month |
$50,000/day $100,000/month |
| ACH Withdrawals by Merchants | No limits | No limits |
| ATM Withdrawals | $1,000/day | $1,000/day |
| Outgoing Domestic Wires | $100 minimum $250,000/day $500,000/month |
$100 minimum $500,000/day $1,000,000/month |
| POS/Debit Card Purchases | $5,000/day | $10,000/day |
| Check Payments Sent | $10,000/day $50,000/month |
$50,000/day $200,000/month |
High-Limit Checking Tier Eligibility
You may qualify for the High-Limit Checking Tier if you meet any of the following criteria, with no history of returned check deposits, returned ACHs, or card disputes:
At least three successful check deposits of $5,000 or more
At least three successful originated ACH credit transfers of $25,000 or more
At least three successful domestic wire transfers of $250,000 or more
Eligibility is based on your complete Baselane Checking account activity. If you need a temporary increase or believe you may qualify for the High-Limit Checking Tier, please feel free to contact our Support team, and we can assist further.
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