Baselane is a next-generation banking and financial platform designed specifically for independent real estate investors of all sizes and strategies.
We replace the fragmented systems investors often rely on, from banking and bookkeeping to rent collection and reporting, with one integrated platform purpose-built for rental property finances.
With Baselane, you can manage everything under one roof, save time and money, and gain powerful insights that help you make smarter decisions and increase your returns.
Core Features at a Glance
At the heart of Baselane are three essential tools: Banking, integrated bookkeeping, and financial reporting with property management features. You can customize your experience by selecting the products that best support your portfolio.
Baselane Banking
Baselane Banking helps you maximize your earnings with high-yield savings accounts offering up to 2.63% APY. You can create unlimited checking accounts and virtual cards for each property, unit, or security deposit. Physical and virtual debit cards come with custom spend controls and automatic Schedule E tagging.
You can simplify payments with ACH transfers, wire payments, and even have Baselane mail checks on your behalf. All banking integrates seamlessly with rent collection, bookkeeping, and reporting. There are no monthly fees or minimum deposit requirements.
Baselane helps you move beyond spreadsheets or no bookkeeping at all. With Core, you can easily track income and expenses, tag transactions, and see your financial progress at the property level. Visual comparisons and charts make it simple to understand performance across your portfolio.
Core also provides essential reports, including Schedule E, Net Operating Income (NOI), and Net Cash Flow. At tax time, you’ll receive a year-end tax package to make filing easier. All transactions are consolidated into one ledger, giving you a clear view of your finances in one place.
Bookkeeping and Reporting
Baselane helps you move beyond spreadsheets or no bookkeeping at all. With Core, you can easily track income and expenses, tag transactions, and see your financial progress at the property level. Visual comparisons and charts make it simple to understand performance across your portfolio.
Core also provides essential reports, including Schedule E, Net Operating Income (NOI), and Net Cash Flow. At tax time, you’ll receive a year-end tax package to make filing easier. All transactions are consolidated into one ledger, giving you a clear view of your finances in one place.
Property Management
Baselane offers property management features that let you create and manage leases, screen tenants, and handle rent collection through a simple tenant portal. Tenants have flexible payment options, the ability to set up autopay, and you can automate late fees and reminders. You can also send one-time invoices, allowing everything to be managed in one place without the need for checks or spreadsheets.
Baselane Smart
Baselane Smart builds on Core with advanced tools that provide greater automation and control over your finances.
With Smart, you can use the auto-tag assistant to automatically categorize transactions across all accounts. Advanced tagging rules give you the flexibility to determine exactly how recurring transactions are categorized. Auto receipt Matching connects expenses with receipts automatically.
Smart also provides enhanced reporting and live cash flow analytics for deeper visibility into your portfolio. Shared Access allows you to collaborate securely with partners, bookkeepers, or assistants. Premium Support ensures you receive faster help when needed.
Every user receives a 30-day trial of Baselane Smart, with the option to continue using Baselane Smart or return to Baselane Core at the end of the trial.
What’s the difference between Baselane Core and Baselane Smart?
| Feature | Baselane Core | Baselane Smart |
| Unlimited Baselane Banking accounts, high-yield savings, and virtual accounts | ✅ | ✅ |
| Real estate–specific bookkeeping with automatic transaction tagging | ✅ | ✅ |
| Rent collection with flexible payment options for tenants (ACH, debit/credit card with fee), credit boosting, and Flex Rent options | ✅ | ✅ |
| Live cash flow analytics | ✅ | ✅ |
| Auto-tag assistant | ❌ | ✅ |
| Advanced rule-based tagging | ❌ | ✅ |
| Auto-receipt matching | ❌ | ✅ |
| 2-day rent | ❌ | ✅ |
| Minimum balance transfers | ❌ | ✅ |
| Shared Access | ❌ | ✅ |
| Coming Soon: Custom Categories | ❌ | ✅ |
| Priority Support | ❌ | ✅ |
| Subscription Fee | Free | Monthly fee |
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